Corporate LogoWelcome to Biglane Mortgage Services, Inc.

Biglane Mortgage Services, Inc. is a Florida Licensed Correspondent Lender.
"We handle them all, BIG and small. Home of the mortgage made easy."

Online Mortgage Services
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Contact Information
Biglane Mortgage Services, Inc.
2065 West First Street
Fort Myers, FL 33901 USA
Directions to Our Office

Voice: +1 239/415.5900
Fax: +1 239/267.0002
loans@biglane.org
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Article 1

What are Online Mortgage Services?


We at Biglane Mortgage Services are committed to making the mortgage application process educational, fun, and easy. Our online mortgage services offer powerful tools that let you access your loan information 24 hours a day. You will have a real-time view of what documents are required, where we are in your loan process, and the ability to contact us quickly. Here are some features:
  • A payment calculator that helps you determine the monthly payments for your loan.
  • A qualification calculator that helps you determine how much you can qualify to borrow.
  • A quick, easy, and completely confidential and secure pre-qualification application that helps us assess the best loan program for your needs.
  • A full loan application that lets you formally, confidentially, and securely apply for a loan through Biglane Mortgage Services, Inc.
  • Your own password-protected personal Home page that keeps you continuously updated on the progress of your loan without having to pick up the phone. You use this page to send messages to and receive messages from our professional loan processing team. You can also use this page to tell us that you want us to lock your loan rate.

Article 2

Refinance NOW!
And here's why . . .

  • Lower your mortgage payments
  • Shorten the period for repayment
  • Consolidate debt
  • Change the type of loan, for example, go from an ARM to a Fixed Rate loan
  • Use a cash-out refinance to make home improvements, pay for college tuition, have money to travel, finance an investment or a business, or use it as cash-on-hand for an uncertain future
  • Possibly increase your home-interest federal tax deduction

Some things to consider before refinancing . . .

How long are you going to live at the property? Be careful to consider the cost of refinancing and know at what point in time you start saving money as compared to the terms of your current mortgage.

Be smart about shopping for a refinance mortgage. ALWAYS get a Good Faith Estimate to support the rate and closing costs that you are quoted. Make sure you are informed of any savings due you for title insurance rates, surveys, and other closing requirements.

How many years have you paid into your current mortgage? You may find that it makes more financial sense to shorten (15 years) or lengthen the term (30 years) of your loan when you refinance.

Find out from your tax accountant what closing costs are deductable. You may want to pay extra points to buy down the loan rate if the points are deductable.

A Refinance Example. Based on a $100,000 loan, closing costs are approximately $2500. The difference between your current rate and the new rate--8% to 6.50%--would yield a savings of $101.69 savings monthly on your principal and interest.

 
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URL: http://www.biglanemortgage.com